:root{
  --navy:#0b2565;
  --ink:#0a1a3f;
  --blue:#0a58d0;
  --orange:#ff6a13;
  --orange-dark:#d94f00;
  --bg:#ffffff;
  --soft:#f2f5fb;
  --line:#dde5f2;
  --muted:#4b5a7a;
  --radius:18px;
  --display:'Sora','Segoe UI',system-ui,sans-serif;
  --body:'DM Sans','Segoe UI',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font-family:var(--body);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{font-family:var(--display);line-height:1.15;letter-spacing:-.02em;color:var(--navy)}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px;border-radius:6px}
.wrap{width:min(1180px,92%);margin-inline:auto}
section{padding:96px 0}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:700 1rem var(--body);padding:.85rem 1.5rem;border-radius:999px;border:2px solid transparent;cursor:pointer;text-decoration:none;transition:transform .25s,background .25s,color .25s,border-color .25s,box-shadow .25s}
.btn:hover{transform:translateY(-3px)}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 10px 24px -10px rgba(255,106,19,.8)}
.btn-primary:hover{background:var(--orange-dark);box-shadow:0 16px 28px -10px rgba(255,106,19,.9)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--blue)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-light{border-color:rgba(255,255,255,.5);color:#fff;background:transparent}
.btn-light:hover{background:#fff;color:var(--navy)}
.btn-sm{padding:.55rem 1.1rem;font-size:.95rem}
.btn-block{width:100%}

/* nav */
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:72px;gap:1rem}
.brand img{height:40px;width:auto}
.menu{display:flex;align-items:center;gap:1.75rem;list-style:none}
.menu a.link{text-decoration:none;font-weight:500;position:relative;padding:.25rem 0}
.menu a.link::after{content:"";position:absolute;left:0;bottom:-2px;height:3px;width:0;background:var(--orange);border-radius:3px;transition:width .3s}
.menu a.link:hover::after{width:100%}
.nav-cta{display:flex;gap:.6rem;align-items:center}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;border-radius:10px}
.burger span{display:block;width:24px;height:3px;background:var(--navy);margin:5px auto;border-radius:3px;transition:transform .3s,opacity .3s}
.burger[aria-expanded=true] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.burger[aria-expanded=true] span:nth-child(2){opacity:0}
.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* hero */
.hero{padding:72px 0 88px;overflow:hidden;background:
  radial-gradient(900px 500px at 85% 20%,rgba(10,88,208,.08),transparent 60%),var(--bg)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:center}
.hero h1{font-size:clamp(2.4rem,5.4vw,4.1rem);font-weight:800}
.hero p.lead{font-size:1.2rem;color:var(--muted);max-width:34em;margin:1.4rem 0 2rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem}
.x-art{width:100%;max-width:460px;margin-inline:auto;overflow:visible}
.x-art .p{transition:transform .25s ease-out}
.x-art polygon{transform-box:fill-box;transform-origin:center;animation:xin 1s cubic-bezier(.2,.7,.2,1) both,xfloat var(--dur,6s) ease-in-out 1s infinite alternate}
.x-art .p:nth-of-type(1) polygon{--ix:70px;--iy:-70px;--dx:16px;--dy:-14px;--dur:5.2s}
.x-art .p:nth-of-type(2) polygon{--ix:-70px;--iy:70px;--dx:-14px;--dy:14px;--dur:6.4s}
.x-art .p:nth-of-type(3) polygon{--ix:-50px;--iy:-50px;--dx:6px;--dy:8px;--dur:7.4s}
@keyframes xin{from{opacity:0;transform:translate(var(--ix),var(--iy)) scale(.9)}to{opacity:1;transform:none}}
@keyframes xfloat{from{transform:translate(0,0)}to{transform:translate(var(--dx),var(--dy))}}
.hero-in>*{animation:rise .8s cubic-bezier(.2,.7,.2,1) both}
.hero-in>*:nth-child(2){animation-delay:.12s}
.hero-in>*:nth-child(3){animation-delay:.24s}
@keyframes rise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}

/* two paths */
.paths{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin-top:64px}
.path{display:flex;gap:1.25rem;align-items:center;justify-content:space-between;text-decoration:none;padding:1.6rem 1.8rem;border-radius:var(--radius);border:1px solid var(--line);background:#fff;transition:transform .3s,box-shadow .3s,border-color .3s}
.path:hover{transform:translateY(-5px);box-shadow:0 22px 40px -22px rgba(11,37,101,.45);border-color:var(--orange)}
.path strong{display:block;font:700 1.15rem var(--display);color:var(--navy)}
.path span{color:var(--muted);font-size:.97rem}
.path .arrow{flex:none;width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:1.3rem;transition:background .3s,transform .3s}
.path:hover .arrow{background:var(--orange);transform:rotate(-45deg)}

/* headings */
.sec-head{max-width:640px;margin-bottom:3rem}
.sec-head h2{font-size:clamp(1.9rem,3.6vw,2.8rem);font-weight:800}
.sec-head p{color:var(--muted);margin-top:.9rem;font-size:1.08rem}

/* solution cards */
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem;transition:transform .35s,box-shadow .35s,border-color .35s;overflow:hidden}
.card::before{content:"";position:absolute;inset:0 0 auto 0;height:5px;background:linear-gradient(90deg,var(--blue),var(--orange));transform:scaleX(0);transform-origin:left;transition:transform .45s}
.card:hover{transform:translateY(-8px);box-shadow:0 30px 50px -28px rgba(11,37,101,.5);border-color:transparent}
.card:hover::before{transform:scaleX(1)}
.card .ico{width:54px;height:54px;border-radius:14px;background:var(--soft);display:grid;place-items:center;margin-bottom:1.3rem;transition:background .3s,transform .3s}
.card:hover .ico{background:var(--orange);transform:rotate(-6deg) scale(1.06)}
.card:hover .ico svg{stroke:#fff}
.ico svg{width:28px;height:28px;stroke:var(--navy);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;transition:stroke .3s}
.card h3{font-size:1.35rem;margin-bottom:.5rem}
.card p.sub{color:var(--muted);margin-bottom:1.2rem}
.ticks{list-style:none;display:grid;gap:.6rem;margin-bottom:1.8rem}
.ticks li{padding-left:1.9rem;position:relative}
.ticks li::before{content:"";position:absolute;left:0;top:.4em;width:1.05rem;height:1.05rem;border-radius:50%;background:var(--orange) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/70% no-repeat}
.card .btn{margin-top:auto;align-self:flex-start}
.card.featured{background:var(--navy);border-color:var(--navy);color:#e8eeff}
.card.featured h3{color:#fff}
.card.featured p.sub{color:#b8c6ee}
.card.featured .ico{background:rgba(255,255,255,.12)}
.card.featured .ico svg{stroke:#fff}
.card.featured .btn-ghost{border-color:#fff;color:#fff}
.card.featured .btn-ghost:hover{background:#fff;color:var(--navy)}

/* academy */
.academy{background:var(--navy);color:#e8eeff;position:relative;overflow:hidden}
.academy::after{content:"";position:absolute;right:-160px;top:-160px;width:520px;height:520px;background:linear-gradient(135deg,rgba(255,106,19,.35),transparent 60%);transform:rotate(45deg);pointer-events:none}
.academy h2{color:#fff}
.academy .sec-head p{color:#b8c6ee}
.toggle{display:inline-flex;background:rgba(255,255,255,.1);border-radius:999px;padding:5px;margin-bottom:2.2rem;position:relative}
.toggle button{position:relative;z-index:1;border:0;background:none;color:#fff;font:700 .98rem var(--body);padding:.7rem 1.4rem;border-radius:999px;cursor:pointer;transition:color .3s,background .3s}
.toggle button[aria-pressed=true]{background:var(--orange)}
.toggle button:not([aria-pressed=true]):hover{background:rgba(255,255,255,.14)}
.academy .card{background:#fff;color:var(--ink)}
.badge{display:inline-block;align-self:flex-start;background:#e7f0ff;color:var(--blue);font-weight:700;font-size:.85rem;padding:.3rem .8rem;border-radius:999px;margin-bottom:1rem}
.mode-note{display:flex;gap:.7rem;align-items:flex-start;background:var(--soft);border-radius:12px;padding:.9rem 1rem;margin-bottom:1.5rem;font-size:.95rem;color:var(--muted)}
.mode-note svg{flex:none;width:22px;height:22px;stroke:var(--orange);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;margin-top:2px}
.fee-bar{margin-top:2.2rem;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.2rem;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);padding:1.5rem 1.8rem}
.fee-bar strong{font:800 2rem var(--display);color:#fff;display:block;line-height:1.1}
.fee-bar span{color:#b8c6ee}
.fee-actions{display:flex;gap:.7rem;flex-wrap:wrap}

/* get started */
.start{background:var(--soft)}
.start-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:3rem;align-items:start}
.steps{list-style:none;margin-top:2rem;display:grid;gap:1.3rem;counter-reset:s}
.steps li{counter-increment:s;display:flex;gap:1rem;align-items:flex-start}
.steps li::before{content:counter(s);flex:none;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font:700 1rem var(--display);display:grid;place-items:center}
.steps b{display:block;color:var(--navy)}
.steps span{color:var(--muted);font-size:.97rem}
.contact-card{margin-top:2rem;display:grid;gap:.3rem;padding:1.2rem 1.4rem;background:#fff;border:1px solid var(--line);border-left:5px solid var(--orange);border-radius:14px}
.contact-card b{color:var(--navy)}
.contact-card a{text-decoration:none;font-weight:700;width:fit-content;transition:color .2s}
.contact-card a:hover{color:var(--orange)}
.panel{background:#fff;border-radius:var(--radius);padding:2.2rem;border:1px solid var(--line);box-shadow:0 30px 60px -40px rgba(11,37,101,.5)}

/* forms */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.field{display:flex;flex-direction:column;gap:.35rem}
.field.full{grid-column:1/-1}
label,.legend{font-weight:700;font-size:.93rem;color:var(--navy)}
input,select,textarea{font:inherit;color:var(--ink);padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:12px;background:#fff;transition:border-color .2s,box-shadow .2s;width:100%}
input:hover,select:hover,textarea:hover{border-color:#b9c7e3}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(10,88,208,.15)}
textarea{min-height:120px;resize:vertical}
input[readonly]{background:var(--soft);font-weight:700;color:var(--navy)}
.err{color:#c4210f;font-size:.88rem;min-height:1.1em}
.invalid{border-color:#c4210f!important}
.form-foot{margin-top:1.3rem;display:flex;flex-direction:column;gap:.8rem}
.hint{font-size:.88rem;color:var(--muted)}

/* radio cards */
.opts{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0;width:100%;height:100%;cursor:pointer}
.opt .box{display:block;border:1.5px solid var(--line);border-radius:14px;padding:.9rem 1rem;transition:border-color .25s,background .25s,transform .25s}
.opt .box b{display:block;color:var(--navy)}
.opt .box small{color:var(--muted)}
.opt:hover .box{transform:translateY(-2px);border-color:var(--blue)}
.opt input:checked+.box{border-color:var(--orange);background:#fff4ec}
.opt input:focus-visible+.box{outline:3px solid var(--orange);outline-offset:2px}

/* dialog */
dialog{border:0;border-radius:22px;padding:0;width:min(560px,94vw);max-height:92vh;overflow:auto;box-shadow:0 40px 80px -30px rgba(5,15,50,.6);margin:auto}
dialog::backdrop{background:rgba(7,18,52,.62);backdrop-filter:blur(3px)}
dialog[open]{animation:pop .3s cubic-bezier(.2,.8,.2,1)}
@keyframes pop{from{opacity:0;transform:translateY(16px) scale(.97)}to{opacity:1;transform:none}}
.dlg-top{display:flex;justify-content:space-between;align-items:center;padding:1.2rem 1.5rem 0}
.dlg-top img{height:30px;width:auto}
.close{border:0;background:var(--soft);width:40px;height:40px;border-radius:50%;font-size:1.4rem;cursor:pointer;color:var(--navy);transition:background .2s,transform .2s}
.close:hover{background:var(--orange);color:#fff;transform:rotate(90deg)}
.tabs{display:grid;grid-template-columns:1fr 1fr;margin:1rem 1.5rem 0;background:var(--soft);padding:5px;border-radius:999px}
.tabs button{border:0;background:none;font:700 .98rem var(--body);padding:.65rem;border-radius:999px;cursor:pointer;color:var(--muted);transition:background .25s,color .25s}
.tabs button[aria-selected=true]{background:var(--navy);color:#fff}
.dlg-body{padding:1.5rem}
.dlg-body h3{font-size:1.4rem;margin-bottom:.3rem}
.dlg-body>p{color:var(--muted);margin-bottom:1.2rem}
.amount{display:flex;justify-content:space-between;align-items:center;background:var(--navy);color:#fff;border-radius:14px;padding:1rem 1.2rem}
.amount span{color:#b8c6ee;font-size:.93rem}
.amount b{font:800 1.5rem var(--display)}
.enrol{background:var(--soft);border-radius:14px;padding:1rem 1.2rem;margin:.8rem 0;border-left:5px solid var(--orange)}
.enrol b{color:var(--navy)}
.hidden{display:none!important}

/* toast */
.toast{position:fixed;left:50%;bottom:26px;transform:translate(-50%,30px);background:var(--ink);color:#fff;padding:.9rem 1.3rem;border-radius:14px;opacity:0;pointer-events:none;transition:opacity .3s,transform .3s;z-index:200;max-width:92vw;box-shadow:0 20px 40px -18px rgba(0,0,0,.6)}
.toast.show{opacity:1;transform:translate(-50%,0)}
.toast.bad{background:#c4210f}

/* footer */
footer{background:var(--ink);color:#b8c6ee;padding:64px 0 28px}
.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:2.5rem}
.foot .logo-pill{display:inline-block;background:#fff;border-radius:12px;padding:.6rem .9rem;margin-bottom:1rem}
.foot .logo-pill img{height:34px}
.foot h4{color:#fff;font:700 1rem var(--display);margin-bottom:.9rem}
.foot ul{list-style:none;display:grid;gap:.5rem}
.foot a{text-decoration:none;transition:color .2s}
.foot a:hover{color:var(--orange)}
.copy{margin-top:2.5rem;padding-top:1.4rem;border-top:1px solid rgba(255,255,255,.12);font-size:.9rem}

/* responsive */
@media (max-width:980px){
  .hero-grid,.start-grid{grid-template-columns:1fr}
  .x-art{max-width:300px;order:-1}
  .cards3{grid-template-columns:1fr}
  .foot{grid-template-columns:1fr 1fr}
  section{padding:72px 0}
}
@media (max-width:860px){
  .burger{display:block}
  .menu{position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:.5rem 4%;display:none}
  .menu.open{display:flex}
  .menu li{padding:.8rem 0;border-bottom:1px solid var(--soft)}
  .nav-cta{display:none}
  .menu .m-cta{display:flex;gap:.6rem;border:0}
  .menu .m-cta .btn{flex:1}
}
@media (min-width:861px){.m-cta{display:none}}
@media (max-width:640px){
  body{font-size:16px}
  .paths,.form-grid,.opts,.foot{grid-template-columns:1fr}
  .panel{padding:1.4rem}
  .fee-bar{flex-direction:column;align-items:flex-start}
  .hero{padding-top:40px}
}
@media (prefers-reduced-motion:reduce){
  .x-art polygon{animation:xfloat 9s ease-in-out infinite alternate!important}
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}

/* ACPM callout */
.acpm{display:flex;gap:.8rem;align-items:center;max-width:640px;margin:-1rem 0 2rem;padding:1rem 1.2rem;border-radius:14px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#fff}
.acpm svg{flex:none;width:30px;height:30px;stroke:var(--orange);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.acpm strong{color:#fff}
.foot li:not(:has(a)){color:#b8c6ee}

/* status overlay */
.busy{position:fixed;inset:0;z-index:300;background:rgba(7,18,52,.75);backdrop-filter:blur(3px);display:grid;place-items:center;padding:1rem}
.busy-card{background:#fff;border-radius:20px;padding:2rem;max-width:460px;width:100%;text-align:center;box-shadow:0 40px 80px -30px rgba(5,15,50,.7)}
.busy-card h3{font-size:1.3rem;margin:.9rem 0 .4rem}
.busy-card p{color:var(--muted);font-size:.97rem;overflow-wrap:anywhere}
.busy-actions{display:flex;gap:.6rem;justify-content:center;margin-top:1.3rem;flex-wrap:wrap}
.spin{width:44px;height:44px;border-radius:50%;border:4px solid var(--soft);border-top-color:var(--orange);margin:0 auto;animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}